Imagine you’re driving on a highway, and you realize something’s wrong with your vehicle. Without warning, you might experience a flat tire, a dead battery, or worst case—a car accident. When your car breaks down, it’s common to panic because you might not know what to do. This is where roadside assistance comes in.
Towing is usually an add-on insurance coverage option. Since it is a liability-only insurance plan, expect that you need to pay upfront for towing services. Paying for towing out of pocket might be something you’re not ready to deal with. During unexpected situations, it’s best to have emergency towing in your car insurance add-ons.
What is towing coverage?
Towing and labor coverage are also referred to as roadside assistance. This includes anything associated with car breakdowns like flat tires, battery problems, and mechanical failures. It usually covers the cost of towing service and labor charges. Towing coverage provides you with peace of mind when you’re on the road.
However, standard car insurance plans do not automatically include towing and labor coverage. It’s only optional, so you will have to pay extra fees for it. Choose a comprehensive car insurance policy to get the towing coverage that you need.
What does towing coverage include?
Depending on your insurance provider, towing and labor coverage include but are not limited to the following:
- Towing Service
- Flat Tire Changes
- Fuel Delivery
- Battery Assistance
- Lockout Assistance
Some car insurance companies offer different types of coverage options and tiers. For example, you can choose between basic and premium packages. The basic roadside assistance covers towing up to 15 miles. If you want the premium package, you can enjoy up to 100 miles of towing without incurring additional fees.
What are the benefits of adding towing to your car insurance policy?
An unwanted collision or car breakdown is something that you don’t want to experience. But when you have towing added to your existing policy, you can get excellent perks like the following:
No Need to Pay for Upfront Expenses
Without insurance, you pay for damages out of pocket. Your car insurance policy will cover the damages and protect you against financial liabilities. It does not matter whether you need to jump-start your vehicle or perform tire changes. Regardless of the situation, you may have your car towed without any additional fees. When your vehicle experiences any trouble, all you have to do is to call your insurance provider to file a claim as soon as you can.
Quick Response Service
When your car suffers a breakdown, you want to have it repaired or towed right away. If you have roadside coverage as a car insurance add-on, your provider may send a tow truck to move your car to any desired destination. They can bring your car to an accredited repair shop where technicians can perform repairs and basic maintenance. Just contact your insurance provider for information about claims procedure and requirements.
24/7 Roadside Assistance
Car breakdowns and collisions can happen anytime. Unfortunately, not all towing companies operate beyond the usual 9 to 5 schedule. When you have towing coverage under your car insurance policy, you can arrange fast and reliable roadside assistance any time of the day. You can request a tow truck directly through your carrier or request reimbursement later. Allentown Towing Co offers a variety of towing solutions including a 24-hour towing service.
Peace of Mind
In situations like car breakdowns, peace of mind is beyond all price. Getting auto insurance with towing coverage can ease some of your worries. No need to wait long for help to arrive. In addition, you can take your mind off of the financial burden. Who doesn’t want peace of mind knowing you’ll get immediate help during sticky situations?
We Tow It Like We Own It!
As experts in towing and hauling, we strongly recommend adding towing to your insurance policy. This can save you time and stress when you need a tow truck. Here at Allentown Towing Co, you are in capable hands. We can tow your vehicle, big or small! Finding a tow truck couldn’t be any easier. Just call us and we’ll be there to get you out of a stressful situation. Feel free to contact us for reliable towing and roadside assistance services.